
A national retailer’s private label credit card (PLCC) program was shrinking, losing 1.5 cardholders for every new acquisition. Working with Epsilon, they created a digital marketing program to retain existing customers while encouraging them to increase their usage and spend.


Knowing that 30% of cardholders’ purchases were paid for with a tender other than the PLCC, the campaign goal was to reach the right people with compelling offers that inspired in-store card use. Using our industry-leading 96% accuracy, we matched 77% of the retailer’s buyer file to privacy-protected profiles that include our real-time customer understanding across 7,000+ attributes.

We served exclusive offers to these valuable cardholders, using always-on messaging to stay top-of-mind and compete with other payment options. Ultimately, this method helped to boost card usage and drive incremental spend.